Does Your Roof Warranty Really Cover You?

If you’ve been a homeowner for any length of time, you’ve probably heard horror stories from friends and neighbors about shoddy workmanship when it comes to home renovation. You may have experienced it a time or two yourself.

You spend a lot of money on a contractor, expecting certain work to be performed. Then when you have a problem, either with the labor or the materials, you find you weren’t covered. And while this scenario happens over and over again in many different home improvement industries, roofing is definitely one of the industries you hear about the most.does your roof warranty really cover you 300x201 Does Your Roof Warranty Really Cover You?

So what does a roof warranty cover?

Its actually a complicated question, yet one you should fully understand before you hire someone to repair or install a new roof.

There are two kinds of warranties in the roofing industry:

  • A manufacturer warranty
  • A workmanship warranty

Sometimes they overlap, but that’s not always the case. They each have their own uniqueness and their own protection.

The most common type of warranty is the manufacturer’s warranty, which typically will come with a 20 to 50 year guarantee. This warranty covers product only. Its designed to provide you with coverage in the event the product has a defect in the materials themselves, causing them to break down or fail before they should. Yet a manufacturer’s warranty will rarely cover a product if it wasn’t installed according to guidelines, or if the homeowner cannot prove the roof has been periodically maintained.

Although having a manufacturer’s warranty is valuable to have for protection, its fairly rare for a roofing problem to be traced to a manufacturer defect. More likely is the case that a roofing problem stems from incorrect installation. Which is where the workmanship warranty comes into play.

A highly rated roofing company, one that has been in business and intends to stay in business for years to come, will offer workmanship warranties to keep you covered in the event of a problem. A workmanship warranty will cover the contractor’s work for fixing, repairing or installing a new roof in the event a problem occurs down the road.

Most of these kinds of warranties have all kinds of clauses and requirements, so its important to read and understand the warranty before you sign the contract. If you have a question, ask. This is where less-than-reputable companies will hide their outs, putting you more at risk for potential problems down the road. Some contractors will put in clauses that they will only cover the workmanship if they are the only one to work on the roof. If you bring in another contractor to fix something, the warranty may be null and void.